Last Updated: June 19, 2026
By creating an account or using mAIspend, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
mAIspend is an AI personal finance management tool. We use advanced language models to categorize transaction logs, forecast savings, and analyze budget leaks. Financial forecasting is for informational purposes only and does not constitute official financial advice.
You are responsible for safeguarding your account password and tokens. Every user's data is logically isolated in our database, but security depends on you protecting your login credentials. You must immediately notify us of any unauthorized access.
Subscription pricing is adjusted dynamically based on localized Purchasing Power Parity (PPP). All billing is handled securely through Stripe. Subscriptions can be upgraded or cancelled at any time through your Billing Settings.
mAIspend shall not be liable for any indirect, incidental, special, or consequential damages resulting from budget deficits, trading losses, or incorrect AI transaction classifications.
We reserve the right to modify these terms at any time. Continued use of the platform after changes constitutes acceptance of the new terms.